Reduce Your Mortgage Payments

It’s a new year, which means it’s a great time to consider making some changes. If you currently own a home in Yardley, you could potentially reduce your mortgage payments each month, which of course will save you money throughout the year and help you pay off your home quicker.

If you are paying a PMI (Private Mortgage Insurance), you could be adding hundreds to your mortgage each year. You’ll pay a PMI if your down payment was less than 20%. Here’s the trick: repay enough of your mortgage so that you’ve gained 20% equity in your house. Then you can contact your lender and ask how you can get the PMI removed. Lenders won’t automatically drop it – you will have to request for that to happen.

Extend the length of your loan to cut back your monthly mortgage payment. If you currently have a 15-year loan, extend it to a 30-year loan. Your interest rates will rise, however you will have lower payments. You can still make additional payments to help pay your loan off quicker.

If you are thinking of buying or selling your home in 2015, call me today at 215-519-1399 or visit my website for more information.

It’s A New Year – What’s Your Resolution

Soon, 2014 will be coming to a close. Throughout each and every year, we all have our ups and downs, good times and bad, and we are always glad to welcome a brand new year to see what lies around the turn.

A tradition of course is making a New Year’s resolution. Many of us never keep our resolutions – but there are of course some that stick by their resolution to the end – and make their lives better because of it!

All of us have had an entire year to plan our resolution - although of course most of us will procrastinate until New Year’s Eve until we choose one. A resolution is simply a fresh start to the new year – a way to start a new way of life or living.

What is your New Year’s resolution? It could be to lose weight, stop smoking, stop drinking, work less, spend more time with your family, exercise more, get out of debt, buy a new home – the list is completely endless.

I hope you have a safe New Year with your family, friends and loved ones. If you are thinking of buying or selling your home in 2015, call me today at 215-519-1399 or visit my website for more information.

What will you be this Halloween?

Remember when you were a kid? Pretending to dress up, be a soldier, playing cops and robbers… for most of us, those are what we remember most about our childhood. And some of us might even still have some of those outfits!

Halloween is that one time of the year that we all have the chance to act like our kids. It doesn’t matter if your children are still young, or if they’re grown up and moved away. Everyone has experienced Halloween and the magic of pretending you are someone else for a couple of hours.

Stay safe this Halloween. Have fun with the holiday! If you are handing out candy or treats to trick-or-treaters, keep your porch light on so they can walk up safely. If your children are trick-or-treating, inspect their candy for tears in the wrappers – and don’t let them eat anything that is damaged or torn. Make sure they have a glow stick or flashlight so they can be seen easily by passing cars. Above all, make it memorable. Some of the best conversations you will ever have will happen while you’re walking around, or even while you’re checking out all of the treats they have gathered!

If you are thinking of moving to Yardley, Doylestown, or New Hope, or considering selling your home, call me today at 215-519-1399 or visit my website for more information.

Homes for sale in Bucks County

What is important in your Bucks County home search? It could be the school district, distance to a nearby park, the size of the backyard, or even a development in which you have always wanted to live.

Here’s the great news – Bucks County has EVERYTHING you’re looking for. We have incredible school districts, beautiful local and state parks, spacious homes and yards, and even convenient locations. Most homes in Bucks County are close to nearby highways, making commuting to work a breeze.

There are a multitude of homes currently for sale in Bucks County, located throughout Yardley, Richboro, Washington Crossing, Doylestown, Trenton New Jersey and more. If you do not see a home you’re interested in in the select few I have chosen, feel free to visit MartinMillner.com and view all homes currently on the market.

21 Cornwall Avenue in Trenton, NJ - Stunning, beautiful, classic colonial home in Hiltonia. Enjoy the spacious and charming layout, featuring 4 bedrooms, and 2 1/2 baths. Living

room with beautiful stone fireplace. Formal dining room. Central air, and large, well appointed, eat in kitchen with loads of cabinet space, stainless steel refrigerator and dishwasher. Family room offers an additional retreat. Gleaming hardwood floors. Finished lower level. Master bedroom with full bath, and 3 additional well proportioned bedrooms, and additional full bath. Gorgeous yard. Neutral, charming and spacious.

7018 N Radcliffe Street in Bristol Township - Don't miss the chance to see this spectacular, totally renovated and upgraded, brick cape on a wonderful, almost half acre corner lot, with views of the river. The covered front porch, that extends the entire front of the house, adds charm and character. Enter the front door, and appreciate the gleaming, stunning, diagonally spaced, hardwood floors. The living room is huge. Gather around the oversize,

gas fireplace on cold winter nights! The chef of the house will delight in meal preparation in the sun drenched, spectacularly remodeled center island kitchen, that features granite counters, custom, soft close cabinetry, and beautiful tile back splash, along with hardwood floors and stainless appliances. Enjoy the oversize eating area, that offers access to a large deck, which is an ideal spot for those warm summer evening cook outs! Spacious master bedroom and office, along with totally remodeled bathroom with laundry connections, complete the first floor. The upper level offers 2 good size bedrooms, one of which provides views of the river, along with a sumptuous, full bath that features a gorgeous, custom mosaic tiled shower. You will also appreciate the refinished molding and trim throughout. Buying this home is like buying new construction! New carpets in bedrooms, roof is new, windows are new. Electric has been upgraded to 200 amp service. Converted to gas heat, and central air. Great location for commuting, close to Rt. 1, 95, train stations, and all of the wonderful attractions that Bucks County offers.

502 Wheatfield Lane in Newtown - Welcome to this absolutely stunning, custom, stone front, center hall colonial home that will wow you with its blend of unique and spectacular amenities. You will appreciate the gorgeous, gleaming hard wood floors, along with custom trim and molding detail. Enter to a soaring 2 story foyer, and beautiful turned staircase. The chef of the house will delight in the fabulous, center island gourmet kitchen, with granite counters, premium stainless appliances, including Sub-Zero refrigerator and double ovens,

along with microwave, and cherry cabinetry. The sun-drenched breakfast room opens to the expansive deck. You will love the spectacular great room, with high ceilings, walls of windows, and a gorgeous full stone, fireplace. Formal living room and spacious dining room, are well appointed, and charming. First floor library/office is just for those who need to get paperwork done at home! You will appreciate the elegant master bedroom suite, that includes a sumptuous master bath with Jacuzzi tub and walk-in shower. Spacious princess suite, along with 2 other good size bedrooms, are found on the second floor. The 3rd floor is also finished, and includes 2 more bedrooms along with full bath and sitting room. The lower level is finished as well, and offers additional living space, that includes recreation room, powder room and gathering area. The lot is spectacular, and includes a gorgeous deck that overlooks a beautiful pool and spa. 3 car garage, and circular driveway along with professionally landscaped gardens! Roof is new, new 3 zone heating system, with heat pumps, and propane back up. This is truly a unique and wonderful home, in every way.

If you are looking for a new home, call me today at 215-519-1399 or visit my website for more information.